Florida: claim deadlines
How quickly an insurer must acknowledge your claim, decide it, and pay once it agrees.
Checked on official source| Time to acknowledge your claim | 7 days (property claims, since Mar. 1, 2023) |
|---|---|
| Time to accept or deny | Pay or deny within 60 days of notice (property) |
| Time to pay | Within the same 60 days; interest owed if late |
| Rule | Fla. Stat. § 627.70131 |
General information only, not legal, insurance or financial advice. Not affiliated with any government agency. Exceptions can apply. Confirm with the state agency, the court or a licensed professional in Florida.
Also for Florida: Car insurance by state in Florida · Workers' comp deadlines in Florida
How we checked this
Florida and Louisiana were confirmed on state sources after their 2023 and 2024 changes; California, Texas and Georgia match current law-firm summaries. Other states come from a 50-state survey of claim rules and are marked for review. Last checked: November 12, 2026. Laws change; confirm with the state agency or a licensed professional before acting.
Cross-checked sources agree Checked on official source confirmed on a government, court or legislature site From a statute-cited table one detailed source Under review sources disagree; read the note and the law.